Stuck on a high-rate low doc loan?
We help self-employed business owners, company directors and low-doc borrowers, refinance to save $$$
No financials needed.
Did you take a low doc loan as getting two years company / partnership / personal tax returns at the time was unachievable at the time you needed finance?
Many borrowers take a Low Doc loan in order to purchase or refinance a mortgage, as that was the only way in which they could get the loan.
But the problem with Low Doc loans is that they generally come with higher interest rates. This premium pricing could mean that you are paying hundreds if not thousands of dollars more than borrowers on a mainstream rate.
Are you now ready to see if you can now get a better interest rate?
Exclusive to:
A better way of thinking about No Doc Refinancing is, instead of providing company and trust and personal tax returns or BAS or business bank statements or accountants declarations, other factors are considered.
This can include your credit rating, your history of servicing the debt you already have and how long you have been in business.
It is available for commercial loans and in selected cases, residential loans, for company directors
Tell us your loan balance, interest rate and repayment as a starting point, to see if we can save you some money.
If the interest savings or reduction in monthly repayment or reduction in loan term work for you, you can choose what you want to do
If you elect to proceed, we send you out the paperwork to complete.
See how much you could potentially save on your home loan.
Let's start with some details about your current loan.
Based on the information you've provided, we estimate your current monthly repayment to be:
Are you okay for us to continue based upon this figure?
We won't continue with the calculation until you're comfortable with the estimated repayment figure.
This helps us determine the appropriate default interest rate.
Every service is designed for borrowers the banks overlook.
Residential / Commercial - without usual tax returns and instead, alternative verification used
Mortgages designed for the self employed including contractors
Mortgages designed for individuals that are company directors.
Refinance without payslips, tax returns, or financials.
Behind on returns? We have alternative solutions who do not have two years tax returns
Mortgages with business owners in mind or own shares in multiple companies
Low Doc Loans are essential for many self-employed and company directors. They offer a finance solution often when full tax returns are not available.
So why would a self employed person need a low doc loan?:
Find out if you qualify for a low doc loan
Self-Employed borrowers often struggle with accessing finance in comparison to PAYGs.
We understand S/E borrowers needs and offer a range of solutions to achieve the desired outcome.
Whether it means securing a low doc loan to buy or refinance, or to refinance out of a low doc loan, to a more mainstream rate
“I believed I was stuck on a high rate with no where to go. Whe knew you could refinance a low doc loan without tax info, for a better deal?”
Café Owner, Melbourne
“I didn’t release that this was even possible. I didn’t want any more money, I just wanted a better deal and this saved me almost $3k pa.”
Mechanic, Bankstown
“I was told how much I could save and what the swap over costs were. It just made sense and ended up being a straightforward process.”
Electrician, Albury
Yes you can but we have to ensure your new loan has a lower interest rate, lower monthly repayment and that we can shorten your loan term.
Yes. This product can assist you if you are behind on completing your tax returns
Most clients settle within 3-4 weeks from initial enquiry
On a $600,000 loan, reducing by 1% saves over $500/month. Contact us for your personal quotation.
Absolutely. Your assessment has no cost and no obligation.
The Low Doc Exit Strategy does not allow for borrowing additional money for any purpose.
We can however, possibly assist you with a new low doc loan if you want to refinance and equity release additional funds or purchase a home or investment property
Yes you can consider refinancing your commercial property without tax returns, but if you do have financials, you will likely get a better interest rate and lower fees and charges.
Your free assessment takes 3 minutes.
No obligation.
No hard credit check.
Just real answers about your refinancing options.
Residential - Commercial.Australia's specialist Low Doc / Alt Doc / No Doc broker for the self-employed, business owners, and company directors.
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Free assessment. No credit check. Response within 1 business day.
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*Fees, charges and lending criteria applies